Blog

April 22, 2026

Infographic titled Switching Costs: horizontal bar chart of yearly costs FY20–FY25; values 28, 26, 22, 18, 14, 11, with FY25 bar in green.

Switching Costs: The Invisible Lock-In That Protects Great Businesses for Decades

Switching Costs becomes more useful when investors translate it into audited numbers, cleaner disclosure, and better minority-shareholder readability.

April 21, 2026

Hero header titled "Manish Goel’s Information Decay Theory" with a green subtitle on a dark blue background, and a 2x2 color grid: Trader (gray), COMPOUNDER (green), Drift (light gray), Speculator (orange).

Manish Goel’s Information Decay Theory: Why the Warren Buffett Quotes You Hear on Every YouTube Podcast Can Never Make You Rich

Millions of YouTube finance podcasts. Zero documented life changes. Yet numerous followers of my work report their financial lives have changed, and my CAGR is in higher triple digits — believed to be the highest among 20 crore Indian investors over the last 8 months. The reason is a theory I have developed: the Information Decay Theory. The value of any insight falls the moment too many people come to know it.

April 21, 2026

Hero section with the title 'The Scuttlebutt Method' and subtitle, plus a four-block grid labeled Trader (gray), Compounder (green), Drift (light gray), and Speculator (orange).

The Scuttlebutt Method: Philip Fisher’s Original Framework for Verifying Management Claims — How Indian Value Investors Can Use Primary-Source Checks to Separate Storytelling From Substance

Philip Fisher's 1958 Scuttlebutt Method — the discipline of verifying management claims against customers, suppliers, ex-employees and trade journals — remains the most underused primary-research tool for Indian value investors in 2026. Illustrated with Titan Biotech FY25 audited disclosures.

April 20, 2026

Horizontal bar chart titled Segment Reporting showing yearly values from FY20 to FY25; FY25 bar is green with value 11, trend downward from 28 to 11.

Segment Reporting: When Management Uses Disclosure to Hide or Reveal the Best Business

Why serious investors should read segment notes to discover where the real business quality sits, and how Titan’s geographic split strengthens trust in the disclosure.